Task 3 E Insurance

I started off researching for three different types of Insurances ; my first one was salon gold of which I had to search a quote.

Once starting the quote you have to go through some questions of details, then risk questions shown above. Which to an insurance company helps to see if you are a liability to the company and how much to charge.
From answering the questions I put just in case you would ever work on a ship or at an airport yes. Then this came up of that they would not insure me because of this issue so that insurance company isn't good if you do that sort of work.

So I had to change the details to go any further with my quote.
It firstly came up with £58.50 for a annual premium insurance but added on extra's costed more like protecting your kit and more details of what they offered and prices extra are in the images below.

My bad points are that they wouldn't insure if you do a shoot or a job at the airport or if you have anyone working with you not fully qualified. Another point is I think it should include lost kit or damaged kit. The positive aspects of this insurance is that it would pay up to £3,000,000 on "Public and Products Liability" and "Professional Treatment Risk". Also it would pay up to £10,000 on Financial Loss (Non Injury).

My next company found on Google for Make-up Artist Insurance, is quote zone and it lets you have insurance as a freelance or as owning your own salon but I am going to search the same as before as a freelance make-up artist. With the additional covers of make-up and kit, Plus public liability.

From the details provided it said that it wouldn't be able to insure me but didn't give me any reasons which isn't good. While putting the details in I noticed it only allowed you to be the youngest of 1997 which is understandable bellow the age of 18.

My final insurance company I found was NASMAH which covers hair and beauty, I didn't have to put in any details to find out basic information unlike the first two insure's the insurance also included liability straight away and kit cover as stated in images below. This cover said the premium started from the lowest of £45.15 this meant with the policies included it was a simplifier easier website to use and a cheaper insurance.

This shows what is included on the insurer and the amount they could refund you up to the amount of. This for me over all was the best insurance cover and company out of the three I looked over.